I'm Jennifer. Your local Mortgage Loan Originator.

Committed to giving you all the support and guidance you need to find the right mortgage options for you and your family.

Prequalify Now
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Jennifer Hernandez

Mortgage Loan Originator
NMLS: 2472695

Committed to giving you all the support and guidance you need to find the right mortgage options for you and your family.

Prequalify Now

About Jennifer.

Hi! My name is Jennifer Hernandez, and I started my career in the mortgage industry in 2023. I come from a family that has been in the real estate industry for over nine years.

I truly thrive in helping people and it has become my passion.

With my previous positions in Accounting, and Client Resolution it has set me up for success in the mortgage industry. Now as a licensed mortgage loan originator, I enjoy the opportunity to helps clients navigate through the home buying process. This will be one of their largest investments in their life, I guarantee that I will be there every step of the way.

Tired of throwing your money away in rent?

Do you have a dream of becoming a homeowner?

Not sure if you qualify to buy a home?

Have questions and you're not sure where to start?

Don't worry, I can help YOU! Feel free to contact me at 956-437-3726.

Let's work together to make your homeownership dream become a reality!

Focus on Your Home Experience
We’ll focus on your Loan Experience

WHAT PEOPLE ARE SAYING
Reviews
5.00
7 Reviews
I just want to say thanks. From the first phone call to the end of the process you made things seem easy. Thanks again for everything.
Samir
on Sep-26-2023
Really nice people and great customer service, they made sure I understood the process and documents, would recommend them to anyone!!
Areti
on Sep-26-2023
Thank you so much for all your care, attention to details and hard work. The pre approval process really help make our first time home purchase a breeze!
Mina
on Sep-26-2023
Responsive and friendly. Some of the best options in the loan industry. Highly recommend them for all of your mortgage needs.
Carlton Williams
on Sep-26-2023
Excellent 'service' and attention to detail. You walked us through everything so there were no surprises at all. Highly recommended for sure!
Amanda and Jim
on Sep-26-2023
I would just like to personally thank you in regards to our latest mortgage renewal, you made the entire process smooth and painless. We will definitely be using your services again.
Karen
on Sep-26-2023

The answers to all your mortgage questions...

 

Committed to giving you all the support and guidance you need to find the right mortgage options for you and your family.

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No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.

No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.

A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.

Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.

The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.